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Relocating
Moving Tips
Moving Companies 
Complaints
Where To Relocate (Quality Of Life/Jobs In Your Desired Location)

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Moving Tips

Making Your Move Stress Free  

Moving-Checklist Of Who To Notify (Consumer-SOS)
Exhaustive list of who you need to contact before you move.

Choosing A Moving Company

Monster Moving 
Mega Site with all you need to know to relocate from mortgage rates to salary calculators to moving companies and more.

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Moving Companies 

Choosing A Moving Company

Moving Companies By State, Area Code, & Type of Move
Find a mover anywhere in the U.S. Site also offers a
moving guide with tips, packaging and storage information.

Compare Moving Company Prices (All 50 States & DC)

www.moving.com
Find the right movers, get cost estimates, or pick the right size do-it-yourself truck.

Monster Moving 
Mega Site with all you need to know to relocate from mortgage rates to salary calculators to moving companies and more.

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Complaints

Interstate Movers (Complaints)
Can also check if the mover is licensed. Good for moving companies that move across state lines.

Consumer Complaints Against Businesses (Ohio)

Search Complaints Against Companies (Ohio Attorney General)

Find Your Legal Aid in Ohio By County or Zip Code

Ohio Free Legal Help (Google links To Pro Bono Resources)

American Moving & Storage Association (703) 683-7410      
They can tell you if the mover is licensed.  For disputes, you have only 60 days after a move to request for arbitration with an interstate mover.  All requests must be in writing.

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Renting Out Your Home

To Rent Or Sell? 

Renting Out Your Home  
What to consider before you become a landlord.

For More On The Legal Duties Of Landlords, See
Landlord/Tenant

Avoiding Foreclosure

Rent, Utilities and Mortgage Assistance In Ohio  (Google)
For help in your county or city, add the name of such to the Google search box.

FAQs On Foreclosure (Ohio)
Includes protections and where to go for help.

Save Our Home Brochure (Ohio)

Save the Dream (Ohio) 888-404-4674
Their hotline gives information on the foreclosure process, how to contact mortgage servicers, what resources are available in each county, how to avoid rescue scams and what legal assistance and mediation is available.

How Do I Check My Credit Report (Ohio)

Foreclosure-Frequently Asked Questions (Ohio)
What to do if can't make a house payment, how to spot scams, your rights as a renter in a house facing foreclosure and more.

After Foreclosure: What You Should Know (Includes Getting Your House Back)  (Ohio)
Also has foreclosure time line and what to expect each step of the way.

Can Foreclosure Mediation Help Me? (Ohio)

Inspections & Housing Codes

Property Law (An Overview With Some Reference to Ohio Law)
For Zoning and Unit planning, see "Other Real Property Issues" on left hand index.

Condominium Sales Act (Ohio)
Protects the rights of condominium unit owners.
Mandates disclosures during construction.

Foreclosure Resources (Federal Reserve Board)
Up to date help during the housing crisis.

The Home Ownership Preservation Foundation 877-362-6631
24 hour hotline for any borrower in distress.
For EMC Customers, call The Mod Squad 877-362-6631

Can't Pay Your Rent, Mortgage or Utilities? (Consumer-SOS)
Step by step on what to do and where to go for assistance.

What Is Foreclosure & How it Works (All 50 States & DC)
When a lender--usually a bank--tries to take your property away from you, the law protects you, and your property, for as long as possible. Scroll down the laws and procedures in all 50 states.

Soldiers' and Sailors' Relief Act:
If you're a reserve component service member called to active duty, you're protected by a law that can save you some legal problems and possibly some money as well. Under the provisions of the Soldiers' and Sailors' Civil Relief Act of 1940, you may qualify for any or all of the following: • Reduced interest rate on mortgage payments. • Reduced interest rate on credit card debt. • Protection from eviction if your rent is $1,200 or less. • Delay of all civil court actions, such as bankruptcy, foreclosure or divorce proceedings.

Summary Of Foreclosure Laws In All 50 States

Defending Against Foreclosures (Not States Specific)

State-By-State Guide To Lien Laws (All 50 states & DC)
Homeowners: learn what a creditor must do to secure a lien on your house and the limits on what property they can attach it to.

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Home Improvements

Avoiding Problems With Home Improvement Contractors (Ohio)
Great tips on how to avoid fraud and not be taken advantage of.

License Look Up For Ohio Construction

Home Repair Tips (Ohio Attorney General)

Home Improvement FAQS (Ohio)
Requirement to obtain permit fees, how to pay them, etc.

Consumers Should Watch Out for Predatory Contractors (Ohio)
Shady contractors and predatory lenders can team up to rob unsuspecting homeowners of the value they have in their homes. Tips and questions to ask so you can protect yourself from being scammed.

Hiring A Contractor (Great On The Do's and Don'ts!)

Consumer Sales Practices Act-Substantive Rules (Ohio)
OAC § 109:4-3-01 Issues below may relate to contractors, defective repairs or defective conditions.

• 109:4-3-05 - Repairs or Services (Rights When Such Cost You More than $25)
• 109:4-3-14 - Insulation (Supplier Obligations, Disclosures and Warranties)
• 109:4-3-09 - Failure to Deliver (Goods or services, Substitution of Goods or Services When Buying by Mail
                        or Phone)
• 109:4-3-03 - Bait Advertising
• 109:4-3-10 - Substantiation of Claims In Advertising
• 109:4-3-04 - Use of Word "free"
• 109:4-3-07 - Deposit (Your Rights to Secure Goods with A Deposit. Obligations of Seller)
• 109:4-3-08 - New for Used (Disclosures about New And Used Parts, When You Must Say Something is Used
                           and not New)
• 109:4-3-11 - Direct Solicitations (Deceptive Practices by Mail or Phone, Or When Not At The Seller's Normal
                           Place Of Business)
• 109:4-3-12 - Price Comparison

Tips For Hiring A Contractor
Very basic tips and some links.

The Cooling Off Rule (When You Can Cancel A Sale or Sales Contract)

www.improvenet.com
Check this site for contractors and architects.  Outline your project and ImproveNet will submit the details to approved professions in your area.  It will then tell you who wants the work.

State-by-State Guide To Lien Laws (All 50 States & DC)
Homeowners: learn what a contractor must do to secure a lien and the limits on what property they can attach it to.    

For More on Cancellations,  See Contracts (Consumer-SOS)

For Pulling Your Contractor's License, See
Occupational Licensing Boards

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Home Loans & Mortgages
Home Loans
Mortgages

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Inspections & Housing Codes

Housing Help (Consumer-SOS)
Where to find help in 25 areas related to housing.

Find Your City's Municipal Codes (Seattle Public Library)
Learn how your city code treats, garbage, nuisance and safety hazards. If you can't find your city, follow their links to other code sites that can help you.

City Code Site (MCC Services) (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

House Inspections

Find A Home Inspector Nearest You  (All 50 states & DC)
Website of the American Society of Home Inspectors.

Inspect America (DC and Most States)
Find an easy way to locate a home inspector in your area, learn the credentials and affiliations your home inspector should have,  what to expect before, during, and after a house inspection, how the results of the on- site home inspection should be presented to you and what to expect after the home inspection. 

Find Your Local Newspaper, Magazine, Radio & TV Stations
Give them a little bad press and you're bargaining power increases tremendously. Select Ohio, and then click on your county or city for the proper media to report to. (DC Not Included).
 
For More See Nolo.com

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Insurance

Homeowners' Insurance Covers Wide Range of Goods and Services (Ohio)

www.insure.com
Provides well written, authoritative advice on buying home and other insurance as well as dealing with insurers.  Buyers can search for firms offering specific coverage in their state and can check a company's strength.  You can also link to insurance companies, quote services and agents, but any  selling takes place off their website site.

Homeowners’ Insurance Covers Liability (Ohio)

Fire Insurance—How Does It Work? (Ohio)

Ohio Insurance FAQS For Home, Health and More

Complete List of Insurance Companies Authorized to Transact Business in the State of Ohio

Ohio Department Of Insurance (Main Page)

Homeowner's Insurance (Nolo.com)
Get the basics on homeowner's insurance and the importance of doing a home inventory.

Homeowner Insurance Claim Letter

Cancellation Of Private Mortgage Insurance: New Federal Law May Save You Hundreds of Dollars Each Year

See Consumer-SOS-Insurance

For More See Nolo.com

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