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Cars & Motor Vehicles

New Cars
Buying
Lemon Laws
Loans
Getting Your Car Fixed While Still Under Warrantee

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Buying A New Car

Pricing A New Car (Consumer-SOS)
Internet Resources on how much you should pay.

Tips On Buying A New Car

New Or Used Cars-Which Should You Buy?

Car Models-Which Ones Cost The Most To Insure

NADA Guides 
The National Automobile Dealers Association web page allows you to find values for new and used cars, trucks, recreational vehicles, boats, and even airplanes.

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Car Loans

Consumer Sales Practices Act-Substantive Rules (Ohio)
OAC § 109:4-3-01 Addresses these consumer related issues.

• 109:4-3-27 - Seller Can't Make A Loan When No Reasonable Probability of Payment (Applies To Mortgages and
                        Maybe Also To High Interest Auto Purchases & Other Purchases)
• 109:4-3-16 - Motor Vehicle Sales (Deceptive Advertising, What Seller's Can't Do and What They Must Tell You)
• 109:4-3-17 - Distress Sales (Rules on Offering "Discounted Goods" Because "Going out of Business" or Lost
                       the Lease, etc.)

www.eloan.com
Search thousands of loans with no hidden lender fees.

www.bankrate.com
Get the Best Rate! To get the rate of your choice,
click on "select a state" in the box above and then click on your choice.

Auto Loan Finder

Google Search On The Lowest Rates
Get the best savings for auto loans, credit cards, savings accounts and CD's, home equity loans & mortgages and unsecured credit lines.    

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Used Cars

Buying A Used Car

Consumers Should Know Rights When Buying Used Cars (Ohio)
Sometimes lemon laws apply. Your rights when the dealer was deceptive.

How to Find a Good Used Car in Seven Steps (Ohio)

Used Car Pricing Guide (Various Makes and Models)
Determine price by vehicle's make, model, year, mileage and accessories.

Auto Loans (Consumer-SOS)
Where to find low rates.

Used Car Repair and Trade Ins-Avoiding Fraud (Ohio)

How To Buy a Used Car & Avoid Scams
In depth and with lots of links.

New Or Used Cars-Which Should You Buy?

Finding A Low Priced Used Car Nearest You (AutoTrader.com)
Select make model and year and then enter your price range. Auto Trader will find the best deal nearest you.

Pricing Used Cars & Trade-Ins (Websites)

Vehicle History Reports: Learning About Prior Defects Before You Buy (Consumer-SOS)

Buying From a Dealer vs. a  Private Seller (Consumer-SOS)

NADA Guides 
The National Automobile Dealers Association web page allows you to find values for new and used cars, trucks, recreational vehicles, boats, and even airplanes.

Government & Non-Profit Brochures

Buying a Used Car (BBB)

Don't Get Soaked Buying a Flood-Damaged Car (BBB)

Donating Your Used Car to Charity (BBB)
From December 1997, so tax laws may have changed.

How to Get a "Peach" Instead of a "Lemon" (FTC)


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Used Car Repair and Trade Ins-Avoiding Fraud (Ohio)

Title Defect Rescission Act (Ohio)
Allows dealers that participate in the Title Defect Rescission Fund (TDR) to sell vehicles before acquiring titles for them.

Tips On Where To Advertise , Trade-In Values, etc.

Advertising Through Auto trader
For about 30 dollars, Auto Trader can display your ad to a bevy of buyers in your area.

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Auto Repair, Tags & Other Ownership Issues
Repairs
Auto Tags, Emissions, Titles, etc.
Damage Caused By Pavement
Auto Recalls
Where To Go For Help

Repairs

Deceptive Practices & What To Do (Consumer-SOS)

Trouble Shoot Your Car's Problem By Plugging in The Symptoms
Find out what's wrong with your car using our troubleshooting guide. All you need to know is what the problem feels like, looks like, smells like or sounds like.

Used Car Repair and Trade Ins-Avoiding Fraud (Ohio)

Motor Vehicle Collision Repair Operators Act (Ohio)
Requires registration and insurance for people in the business of repairing vehicles that have been damaged in collisions.

Lemon Laws For New And Leased Vehicles (Consumer-SOS)

Consumer Sales Practices Act-Substantive Rules (Ohio)
OAC § 109:4-3-01 Addresses these repair related issues.

• 109:4-3-13 - Motor Vehicle Repairs
• 109:4-3-05 - Repairs or Services (Rights When Such Cost You More than $25)
• 109:4-3-08 - New for Used (Disclosures about New And Used Parts, When You Must Say Something is Used
•                       and not New)
• 109:4-3-10 - Substantiation of Claims In Advertising
• 109:4-3-15 - Motor Vehicle Rust (Your Rights, And Suppliers Obligations Regarding Rust, Warranties and Rust
                       Repairs)
• 109:4-3-16 - Motor Vehicle Sales (Deceptive Advertising, What Seller's Can't Do and What They Must Tell You)
• 109:4-3-04 - Use of Word "free"

List Of  U.S. Car Manufacturers (Includes Links)
Plus some tips on resolving complaints.

Auto Repair Encyclopedia

Where Else To Go For Help (Consumer-SOS)


BBB Brochures

Auto Repair and Services


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Cheap Gas

Cheapest Gas Rates In Your Area (Gasbuddy)

Tips To Save Gas (For Your Car)

GasPriceWatch
Has about 380,000 volunteer spotters. Prices are color-coded for freshness, and users can filter out old entries.

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Motor Vehicle Laws
Driving Related Agencies
Auto Tags, Emissions, Titles, etc.
Violations & Penalties
Laws On Safety

Driving Related Agencies

Ohio Bureau of Motor Vehicles

Ohio Department of Transportation
For roads, public works, pavement damage, transportation.

Driver-Related Forms & Applications (Consumer-SOS)
Title and registration forms, driving record forms and more.

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Violations & Penalties

Types of License Suspensions (Ohio)
From points, to failure to pay child support, to drugs and DUI, etc.

Your Rights Once Arrested For Operating A Vehicle While Impaired (OVI) (Ohio)

Points & Driving Violations in DC & 50 States
If you've recently received a traffic ticket, DMV.ORG can tell you how to interpret the citation, help you find out how the ticket will affect your driving record and auto insurance rates, or advise how to fight the ticket if you believe you're not guilty of the offense. Also find out if your state offers the option of paying your traffic ticket online.

DUI Laws (All 50 States & DC)

Traffic Laws For All 50 States & DC 
Rules of the road, speeding, points, etc. 

Lemon Laws For New And Leased Vehicles (Consumer-SOS)

Driver's License & Traffic Accident FAQs (Nolo.com)

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Laws On Safety

Ohio Driver's Handbook

Drivers Must Stop for Fire Trucks and Ambulances (Ohio)
FAQS on following ambulances and how to obey other related traffic laws.

Know about Driver’s Privacy Protection Act (Ohio)
Driver’s Privacy Protection Act (DPPA) is a federal law that limits the occasions when state departments of motor vehicles may provide to the public personal information contained in your driver’s license, motor vehicle registration and other department records. 

Speed Limits For Passenger Vehicles  (All 50 States & DC)

Cell Phone Driving Laws (All 50 States & DC)

Requesting Driving Records (50 States & DC)
How to do so in every state.

Minimum Levels Of Required Auto Insurance (All 50 States & DC)

Traffic Laws For All 50 States & DC 
Rules of the road, speeding, points, etc. 

Seat Belt & Child Restraint Laws (All 50 States & DC)
Not sure how often this is updated. Also check link below.

Child Safety Laws & Regulations (All 50 States & DC) 
Child protection laws on car safety seats, seatbelts, helmets, consumer goods, swimming pools, playground structures, toys and more.

Driver's License & Traffic Accident FAQs (Nolo.com)


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Driver-Related Forms & Applications

Forms From The Ohio Bureau Of Motor Vehicles

Vehicle Insurance Information for Ohio, Includes Forms

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Auto Recalls

Office Of Defects Investigation Car Recall Database

www.recalls.gov
A "one stop shop" for U.S. Government recalls. Has recall information on cars, boats, medicine, consumer products, food, cosmetics and environmental products. Just follow the tabs to obtain the latest recall information, to report a dangerous product, or to learn important safety tips.

List Of  U.S. Car Manufacturers (Includes Links)
Plus some tips on resolving complaints.

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Where To Go For Help (Also For Reporting Bad Car Dealers, Sellers & Repair Shops, Etc.)

Ohio Attorney General's Office
For Reporting Deceptive Practices.

Ohio Bureau of Motor Vehicles

Ohio Department of Transportation
For roads, public works, transportation.

Consumer Complaints Against Businesses (Ohio)

Search Complaints Against Companies (Ohio Attorney General)

Ohio Free Legal Help (Google Links To Pro Bono Resources)

Find Your Legal Aid in Ohio By County or Zip Code

Ohio AIRS Statewide Social Services Directory (Call 211 to speak to a live person)
Thousands of links to Help agencies in your county.

Connect Me Ohio
This is your first stop for information about home and community based services, supports and opportunities for older adults, persons with disabilities and caregivers in Ohio. Whether you're looking at options for independent living, long term care alternatives, support to stay in your home or ways to stay healthy.

BBB National Complaint Database
Find the business by name, phone number or web address. To increase the chance of finding the company you are looking for just enter a part of the company's name.

Better Business Bureaus (Throughout The U.S.)

Occupational Licensing Boards (Consumer-SOS)
Find out who regulates car dealers and repair shops.

Find The AARP In Your State
The AARP offers legal advocacy for seniors and may also have state specific consumer brochures which are available to everyone.

DOT In All 50 States & DC

National Auto Dealers Association (703) 821-7144  
Call their automated response line for disputes with new car dealers, vehicle problems, safety issues and recall information.  

Find Your Local Newspaper, Magazine, Radio & TV Stations
Give them a little bad press and you're bargaining power increases tremendously. Select your state, and then click on your county or city for the proper media to report to. (DC Not Included).

National Help Orgs For A Variety Of Consumer Problems
The Elderly, Environment, Families, Fraud, Health & Safety, Insurance The Handicapped, Medical Problems, Telemarketing and more.

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Deceptive Practices

Consumers Should Know Rights When Buying Used Cars (Ohio)
Sometimes lemon laws apply. Your rights when the dealer was deceptive.

Odometer Rollback and Disclosures Act (Ohio)

• Makes it is illegal to alter or conceal the mileage reading of a vehicle.
• Establishes a $1000 penalty for tampering with the odometer.
• Requires written notice of odometer repair.

Certificate of Motor Vehicle Title Act (Ohio)
Unconditional right to cancel your vehicle purchase if dealers do not deliver their titles within 40 days of the purchase.

Consumer Sales Practices Act (Ohio)

• Protects consumers from unfair, deceptive or unconscionable acts or practices in connection with the purchase or solicitation for a purchase that would be used for the home or personal use
• Makes it illegal for sellers to misrepresent the nature of their business, products or services, the price of their goods or the terms of a transaction.
• Prohibits sellers from taking advantage of a consumer’s illiteracy, mental or physical disability, or inability to understand the terms of a sale.
• Prohibits sellers from selling a product or service to a consumer they know cannot afford or substantially benefit from the purchase.
• Requires sellers to honor guarantees, warranties and rain checks.
• Protects consumers from deceptive advertising and other types of fraud.

Title Defect Rescission Act (Ohio)
Allows dealers that participate in the Title Defect Rescission Fund (TDR) to sell vehicles before acquiring titles for them.
Gives buyers the unconditional right to cancel if a TDR member dealer does not deliver the title to the buyer within 40 days of purchase.
Allows the Ohio Attorney General's Office to reimburse a consumer who purchased a vehicle from a dealer who does not deliver the title on time.

Consumer Sales Practices Act-Substantive Rules (Ohio)
OAC § 109:4-3-01 Addresses these consumer related issues.

• 109:4-3-13 - Motor Vehicle Repairs
• 109:4-3-15 - Motor Vehicle Rust (Your Rights, And Suppliers Obligations Regarding Rust, Warranties and Rust
                        Repairs)
• 109:4-3-16 - Motor Vehicle Sales (Deceptive Advertising, What Seller's Can't Do and What They Must Tell You)
• 109:4-3-27 - Seller Can't Make You A  Loan When No Reasonable Probability of Payment (Applies To
                        Mortgages and Maybe Also To High Interest Auto Purchases & Other Loans)
• 109:4-3-17 - Distress Sales (Rules on Offering "Discounted Goods" Because "Going out of Business" or Lost
                        the Lease, etc.)
• 109:4-3-18 - Sale of Gasoline
• 109:4-3-07 - Deposit (Your Rights to Secure Goods with A Deposit. Obligations of Seller)
• 109:4-3-08 - New for Used (Disclosures about New And Used Parts, When You Must Say Something is Used
                        and not New)
• 109:4-3-09 - Failure to Deliver (Goods or services, Substitution of Goods or Services When Buying by Mail
                        or Phone)
• 109:4-3-10 - Substantiation of Claims In Advertising
• 109:4-3-03 - Bait Advertising
• 109:4-3-04 - Use of Word "free"
• 109:4-3-05 - Repairs or Services (Rights When Such Cost You More than $25)

List Of  U.S. Car Manufacturers (Includes Links)
Plus some tips on resolving complaints.

Where Else To Go For Help (Consumer-SOS)

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Sample Complaint Letters

Complaint Letter To Used Car Dealer

Complaint Letter To Consumer Protection Agency

List Of  U.S. Car Manufacturers (Includes Links)
Plus some tips on resolving complaints.

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Repossessions

Your Rights in Ohio (Google)

Repossessions Your Rights & Responsibilities (Not State Specific)

Where Else To Go For Help (Consumer-SOS)

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